Protecting yourself while working is a priority for every Minnesota worker. However, incidents may occur, which cause some measure of injury.
You may face serious medical consequences due to a work incident. While workers’ compensation may kick in, you may have another option. Personal injury claims that arise out of a work injury are not uncommon when the circumstances qualify. The team here at the Cody Group works hard to educate you on the various indicators of liability for an injury.
Negligence and work accidents
Workers’ compensation carriers investigate accidents. Depending on the results, you may find yourself in a financial bind when the company decides to cut off benefits. If your injury was the result of someone else’s negligence, you may have the option to file a personal injury lawsuit. Work accidents can fall under both categories if an entity or individual is directly responsible for causing the accident and subsequent injury.
Examples of personal injury at work
Since job injuries occur in every type of industry, you may not have a clear picture of what kind of incident may fall under workers’ compensation and personal injury. Some of the most common examples include:
- While out running an errand for your boss, a car runs a red light and strikes you
- You slip and fall in a puddle of water accumulating due to a leak you told your boss about months ago
- A fellow employee goes on a violent spree after several employees report escalating behavior
These are not inclusive of all scenarios, but you should see the pattern that emerges.
If someone else’s action or inaction results in a work incident, you may get both personal injury and workers’ comp. For more insight into this and other injury issues, check out our website.