Workers’ compensation provides benefits to employees who get injured or sick because of their job. Minnesota law ensures that workers receive medical care and partial wage replacement for qualifying injuries. Filing a claim promptly helps secure these benefits and keeps the process on track.
Reporting the injury
Start by reporting the injury or illness to the employer as soon as possible. Minnesota law encourages employees to report within 10 days, though sooner is better. Provide details about how the injury occurred and any symptoms experienced.
Seeking medical care
Employees must get medical treatment from an approved healthcare provider. The provider documents the injury and provides necessary treatment. Accurate medical records play a key role in supporting the claim.
Filing the claim form
The employee completes the First Report of Injury form, available through the Minnesota Department of Labor and Industry. Submit the form to the employer and the workers’ compensation insurer. Include detailed information about the injury, the date it occurred, and the type of medical treatment received.
Employer and insurer review
The employer and insurer review the claim and medical documentation. The insurer may request additional information or schedule an independent medical evaluation. Once the review finishes, the insurer determines whether to approve or deny the claim.
Receiving benefits
Approved claims provide coverage for medical expenses, rehabilitation, and partial wage replacement. Benefits continue as long as the employee remains eligible and submits required updates about their recovery and work status.
Filing a workers’ compensation claim requires following many different steps. Following these steps ensures that employees access the benefits available under state law while keeping the process organized and efficient.