Getting hurt at work is stressful enough. Finding out your employer denied your workers’ compensation claim makes it even harder. As a Twin Cities worker facing a denial, you need to know that a denial does not constitute a final determination. With the right steps, you can still pursue the compensation you deserve. Here are the four steps you can take after a denied claim.
Find out why your claim was denied
When your employer denies your claim, the insurer must send you a Notice of Insurer’s Primary Liability Determination. This document outlines the specific facts and legal basis behind the denial. Review it thoroughly, as understanding the grounds for denial is your most critical first move. You typically have 30 days to initiate your appeal, so do not wait. Once you know the reason, you can start building a stronger case.
Build your case with strong evidence
With a clear picture of the denial reason, the next step is to gather compelling evidence. Collect witness statements, photos or videos of the accident scene, and all medical records related to your injury. If the insurer attributes your injury to a pre-existing condition, ask your doctor for a report demonstrating that the work incident aggravated your condition. Strong evidence significantly strengthens your appeal and prepares you for the next step.
File a formal claim petition
After gathering your evidence, file a formal employee’s claim petition through the Minnesota Department of Labor and Industry. This formally initiates the appeals process and puts your case on record. Do not skip this step, as it is essential to advancing your case. Additionally, having the right support alongside you can make this process far more manageable.
Get professional guidance
A denial is not the end of your case. It is simply the beginning of the next step. The appeals process can feel complex, but you do not have to navigate it alone. Having the right guidance can make a meaningful difference in understanding your options and building a stronger case. With the proper support, you can move forward with confidence and secure the compensation you rightfully deserve.