Attorneys Robert, David and James Cody

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Debunking misconceptions about workers’ comp claims in Minnesota

On Behalf of | Jun 2, 2023 | Work Injuries |

Workers’ compensation is a crucial system that provides benefits to employees who experience work-related injuries or illnesses. In Minnesota, workers’ comp laws prioritize the protection of workers and their access to appropriate medical care and financial support during their recovery. However, misconceptions surrounding workers’ comp claims can hinder individuals from understanding their rights.

This article aims to debunk common misconceptions about workers’ comp claims in Minnesota.

Misconception 1: Filing a claim means suing your employer

One common misconception is that filing a workers’ comp claim involves suing your employer. In reality, workers’ comp is a no-fault system designed to provide benefits regardless of fault. Filing a claim does not entail taking legal action against your employer but rather seeking the benefits guaranteed under the law.

Misconception 2: Workers’ comp only covers accidents

Another misconception is that workers’ comp only applies to sudden accidents like slips, falls or machinery incidents. While each has coverage, workers’ comp also extends to occupational diseases, repetitive stress injuries and other work-related conditions that develop over time. If your injury or illness is a result of your work, you can qualify for workers’ comp benefits.

Misconception 3: Workers’ comp claims lead to job loss

Some workers fear that filing a workers’ comp claim will result in termination or retaliation from their employer. However, Minnesota law prohibits employers from retaliating against employees for filing a legitimate workers’ comp claim. Employers cannot fire or discriminate against employees solely based on their pursuit of benefits. Understanding your rights and reporting any instances of employer retaliation is crucial.

Misconception 4: Pre-Existing conditions disqualify you from benefits

Having a pre-existing condition does not automatically disqualify you from receiving workers’ comp benefits. If your work exacerbates or worsens a pre-existing condition, or if your work-related injury or illness is separate from your pre-existing condition, you may still be eligible for workers’ comp benefits. The determining factor is whether the work-related injury or illness substantially contributes to your disability or the need for medical treatment.

Dispelling misconceptions about workers’ comp claims in Minnesota is vital for ensuring that workers receive the benefits they rightfully deserve. Filing a claim does not equate to suing your employer, and workers’ comp covers a wide range of injuries and illnesses. By understanding these truths, workers can confidently assert their rights within the workers’ comp system and seek the necessary support for their recovery.