Attorneys Robert, David and James Cody

Protecting The Rights Of The Injured Let the Codys Fight for You

Is your employer required to offer you workers’ compensation?

On Behalf of | Jun 28, 2024 | Work Injuries |

In Minnesota, employers must provide workers’ compensation insurance to their employees. This law ensures that workers receive medical benefits and wage replacement if they suffer work-related injuries or illnesses.

Who qualifies for workers’ compensation?

Most employees in Minnesota qualify for workers’ compensation. This includes full-time, part-time, and seasonal workers. However, there are some exceptions, such as certain agricultural workers, independent contractors, and casual employees who work fewer than ten days and earn less than $1,000 in wages.

What does workers’ compensation cover?

Workers’ compensation in Minnesota covers medical expenses related to the injury, wage replacement for lost income, and rehabilitation services. It also provides benefits for permanent disabilities and, in unfortunate cases, death benefits for the employee’s dependents.

Reporting an injury

To receive workers’ compensation benefits, you must report your injury to your employer as soon as possible. Minnesota law requires you to notify your employer within 14 days of the injury to avoid complications. Your employer then has ten days to report the injury to their insurance company.

Disputes and claims

If your employer denies your workers’ compensation claim, you can file a claim with the Minnesota Department of Labor and Industry. The department will review your case and help resolve disputes between you and your employer.

Ensuring your rights

Understanding your rights and the process ensures you receive the benefits you deserve if you experience a work-related injury. Always report injuries promptly and know the steps to take if disputes arise.